Employee Provident Fund is a scheme set up by the government of India, wherein employee and employer contribute a specific amount every month. Since money is invested on a monthly basis, it helps you build a corpus for your post-retirement life. While your PF account will change every time when you join a new Organisation but your consolidated EPF account, which is known as Universal Account Number (UAN) will never change. This 12-digit UAN is extremely useful and is all you need to check your PF details. So, if you are wondering how to know your EPF balance or how to check whether or not your employer has contributed towards it. To avail, this facility employee's can access through the EPFO e-SEWA portal, UMANG Mobile App, and via SMS.

Employee PF login : https://www.unifiedportal-mem.epfindia.gov.in/memberinterface/

UMANG Mobile App : Download mobile app from this link https://web.umang.gov.in/web/#/ "

SMS facility number : Give a Missed Call to 011-22901406 from registered mobile number with UAN account

In an emergency situation, such as medical, wedding or education of your children, home loan and renovation, you will need funds quickly. Instead of taking a loan, you can withdraw funds from your PF in part. Just remember that to initiate the PF withdrawal process you will have to keep your Universal Account Number (UAN) handy with KYC and active Mobile number linked.